Blue Cross and Blue Shield Hearing Aid Coverage – Gardner Audiology Doctors

Gardner Audiology Hearing Aid Benefits Insurance Guide

Blue Cross Blue Shield Plans
  1. Blue Cross Blue Shield– Federal Employees Program
    • Covers 1 or 2 hearing aids every 3 years up to $2500 total
    • No deductible; No Coinsurance
    • No medical clearance required
  2. Blue Cross Blue Shield of Michigan-UAW Ford Retiree
    • Covers 1 or 2 hearing aids every 3 years, ranging from $0 out of pocket for a mid-level aid, up to $650 per ear for flagship level upgrade.
    • No deductible, no copay/coinsurance
    • Medical clearance is required if never worn hearing aids before
    • Benefits paid through American Hearing Benefits aka AudioNet or SVS
  3. Blue Cross Blue Shield of Michigan-UAW Retiree
  4. Blue Cross Blue Shield of Michigan-Michigan Public Schools
    • Covers 1 hearing up to $1500 or 2 hearing aids up to $2542 every 36 months
    • $400 deductible applies, 10% coinsurance applies until $1100 out of pocket is met
    • Medical clearance required if none on file
  5. Blue Cross Blue Shield of Michigan-State Health Plan
    • Covers 1 hearing up to $1500 or 2 hearing aids up to $2542 every 36 months
    • No deductible, no copay/coinsurance
    • Medical clearance is required
  6. Blue Cross Blue Shield of Michigan-State of Michigan (Office of Retirement Services ATTN. Hearing Aid Dept)
    • 1 hearing aid every 36 months, pays 90% of BCBS of FL allowable amount
    • No deductible, 10% coinsurance applies
    • No medical clearance required
  7. Blue Cross Blue Shield of Michigan-Medicare PLUS Blue Group #44234
    • 1 or 2 hearing aids every 36 months up to $2500 total
    • No deductible, no copay/coinsurance
    • Medical clearance is required
  8. Blue Cross Blue Shield of Illinois-AT & T
    • Covers 1 or 2 hearing aids every 36 months up to $1000 total
    • $300 deductible applies, 10% coinsurance applies
    • No medical clearance required
  9. Blue Cross Blue Shield of Illinois-Boeing
    • Covers 1 or 2 hearing aids every 3 years up to $800 per ear
    • $300 deductible applies, 10% coinsurance applies until $2000 out of pocket is met
    • No medical clearance required
  10. Highmark Blue Cross Blue Shield-Freedom Blue PPO
    • Covers 1 or 2 hearing aids every 3 years up to $500 total
    • No deductible, no copay/coinsurance
    • No medical clearance required
  11. Blue Cross Blue Shield of Maryland-Group #1900854-M701
    • Covers 1 or 2 hearing aids every 3 years, 100% of BCBS of FL allowable amount
    • No deductible, no copay/coinsurance
    • No medical clearance is required
  12. Blue Cross Blue Shield-SunTrust
    • 1 or 2 hearing aids every 3 years up to $3000 total
    • $400 deductible applies, 20% coinsurance applies until $4000 deductible is met
    • No medical clearance required
  13. Blue Cross Blue Shield-City of Providence P & F Retirees
    • 1 or 2 hearing aids every 3 years up to $700 per ear
    • No deductible, 20% coinsurance
    • No medical clearance required
  14. Blue Cross Blue Shield-Anne Arundel County Public Schools
    • 1 or 2 hearing aids every 36 months, 100% BCBS of FL allowable amount
    • No deductible, no copay/coinsurance
    • No medical clearance required
  15. Blue Cross Blue Shield-PERS Choice
    • 1 or 2 hearing aids every 36 months up to $1000 total
    • No deductible, 20% coinsurance
    • Medical clearance is required
  16. (Horizon)Blue Cross Blue Shield of New Jersey– Group#75811-0031
    • 1 hearing aid every 36 months, 100% of BCBS of FL allowable amount
    • No deductible, no copay/coinsurance
    • Medical clearance is required
  17. CareFirst Blue Cross Blue Shield-State of Maryland
    • 1 or 2 hearing aids every 3 years, 100% of BCBS of FL allowable amount
    • No deductible, no copay/coinsurance
    • No medical clearance required
  18. Blue Cross Blue Shield of Georgia-SHBP(State Health Benefit Plan)
    • 1 or 2 hearing aids every 48 months up to $1000 total
    • No deductible, no copay/coinsurance
    • No medical clearance required
  19. Blue Cross Blue Shield of Texas-INVENSYS
    • 1 or 2 hearing aids every year up to BCBS of FL allowable amount
    • $400 deductible applies, 50% coinsurance applies until $2500 out of pocket is met
  20. Anthem Blue Cross Blue Shield-ArvinMeritor
    • 1 or 2 hearing aids every 3 years, 100% of BCBS of FL allowable amount
    • No deductible, no copay/coinsurance
    • Medical clearance is required
  21. Anthem Blue Cross Blue Shield-NorthropGrumman
    • 1 or 2 hearing aids every year up to $1000 total
    • No deductible, no copay/coinsurance
    • No medical clearance required