United Healthcare Hearing Aid Coverage – Gardner Audiology

Gardner Audiology is an approved provider for these United Healthcare plans. This page is a general guide and your coverage may be different as the benefits from these plans change on a regular basis. We recommend that you personally verify your coverage or allow the Gardner Audiology staff to verify your coverage.
  1. UnitedHealthcare-Baker Hughes
    • 1 or 2 hearing aids every 3 years up to $5000 total
    • $600 deductible applies, $20% coinsurance applies until $3500 out of pocket is met
    • Medical clearance is required
  2. UnitedHealthcare-LabCorp
    • 1 or 2 hearing aids every year up to $3000 max
    • $1500 deductible, 20% coinsurance until $4000 out of pocket is met
    • No medical clearance required
  3. UnitedHealthcare-Caterpillar
    • Covers 1 or 2 hearing aids every 60 months up to $5000 total
    • No deductible, no copay/coinsurance
    • No medical clearance required
  4. UnitedHealthcare-The Empire Plan (NYSHIP)
    • Covers $1500 per ear every 48 months
    • No deductible, no copay/coinsurance
    • No medical clearance required
  5. UnitedHealthcare-General Electric Company
    • Covers 1 or 2 hearing aids every 3 years up to $3000 per ear
    • No deductible, no copay/coinsurance
    • Medical clearance is required
  6. UnitedHealthcare-Sparton Platinum Plan
    • Covers 1 or 2 hearing aids every 3 years up to $5000 total
    • No medical clearance required
    • $250 deductible applies, 20% coinsurance applies until $2000 out of pocket is met
  7. UnitedHealthcare– IBM
    • Covers 1 or 2 hearing aids every calendar year up to $400 total
    • No deductible, no copay/coinsurance
    • No medical clearance
  8. UnitedHealthcare– Pinellas County Sheriffís Office
    • Covers 1 or 2 hearings aids 2x per lifetime up to $300 per ear
    • No deductible, no copay/coinsurance
    • Medical clearance is required
  9. UnitedHealthcare-Advance Newhouse
    • Covers 1 or 2 hearing aids every 5 years up to $500 per ear
    • No deductible, 20% coinsurance applies until $1000 out of pocket is met
    • No medical clearance required
  10. UnitedHealthcare-JACOBS
    • 1 or 2 hearing aids every 36 months up to $5000 total
    • $500 deductible applies, 20% coinsurance applies until $3500 out of pocket is met
    • Medical Clearance is required
  11. UnitedHealthcare-JCPenney
    • 1 or 2 hearing aids every year up to $1000 total
    • $1150 dedcutible applies, 20% coinsurance applies until $5000 out of pocket is met
    • No medical clearance required
  12. UnitedHealthcare-Hewlett Packard
    • 1 or 2 hearing aids per lifetime no max
    • $00 deductible applies, 10% coinsurance applies until $2500 out of pocket is met
    • Medical clearance is required
  13. UnitedHealthcare-SSEHP (Suffolk School Employees Health Plan)
    • 1 or 2 hearing aids every 36 months up to $2500 total
    • No deductible, no copay/coinsurance
    • No medical clearance required
  14. UnitedHealthcare-Pinellas County Employees
    • 1 or 2 hearing aids as often as needed up to $5000 total
    • No deductible, no coinsurance
    • No medical clearance required
  15. UnitedHealthcare-Pfizer
    • 1 or 2 hearing aids every year up to $1500 per ear
    • $500 deductible applies, 20% coinsurance applies until $3500 out of pocket is met
    • Medical clearance is required
  16. UnitedHealthcare-AT & T
    • 1 or 2 hearing aids every 36 months up to $1000 total
    • $1250 deductible applies, 20% coinsurance applies until $2750 out of pocket is met
    • Medical clearance is required
  17. UnitedHealthcare-Tampa General Hospital
    • 1 or 2 hearing aids every 3 years up to $5000 total
    • No deductible applies, no copay/coinsurance applies
    • Medical clearance is required
  18. UnitedHealthcare-Oracle
    • 1 or 2 hearing aids as often as needed up to $5000 total
    • No deductible applies, 20% coinsurance applies until $1500 out of pocket is met
    • Medical clearance is required
  19. UnitedHealthcare-UPS
    • 1 or 2 hearing aids once per lifetime, no maximum amount
    • $250 deductible applies, 15% coinsurance applies until $2000 out of pocket is met
    • Medical clearance is required
  20. UnitedHealthcare-John Deere Landscapes, LLC
    • 1 or 2 hearing aids once as often as needed with no maximum amount
    • $4700 deductible applies, no copay/coinsurance
    • Medical clearance is required
  21. UnitedHealthcare-PWC
    • 1 or 2 hearing aids every 36 months up to $5000 total
    • $500 deductible applies, 10% coinsurance applies until $2500 out of pocket is met (Deductible & out of pocket varies w/plans)
    • Medical clearance is required
  22. UnitedHealthcare-Comprehensive Health Mgmt, Inc
    • 1 or 2 hearing aids every 3 years up to $2500 per ear
    • $1700 deductible applies, 20% coinsurance applies
    • Medical clearance is required
  23. UnitedHealthcare-American Strategic Insurance
    • 1 or 2 hearing aids every 3 years up to $2500 total
    • $1000 deductible applies, no copay/coinsurance
    • Medical clearance is required
******Aetna plans administered through Amplifon. Pt given claim form to file their insurance.
  1. Aetna-Saudi Arabian Oil Company
    • 1 or 2 hearing aids every 4 years up to $2500 per ear
    • $400 deductible applies, 20% coinsurance applies until $3000 out of pocket is met
    • No medical clearance is required
  2. Aetna-United (Grp#867944-16-092)
    • 1 or 2 hearing aids every year with no maximum amount
    • $250 deductible applies, 20% coinsurance applies until $1500 out of pocket is met
    • No medical clearance is required
  3. Aetna-United (Grp#865248-016-00015)
    • 1 or 2 hearing aids every 3 years with no maximum amount
    • No deductible, 10% coinsurance applies until $1500 out of pocket is met
    • No medical clearance is required
  4. Aetna-US Department of Defense
    • 1 or 2 hearing aids every 3 years up to $3000 total
    • $400 deductible applies, 20% coinsurance applies until $3000 out of pocket is met
    • Medical clearance is required
  5. Aetna-DOW
    • 1 or 2 hearing aids every 3 years up to $500 total
    • No deductible, no copay/coinsurance
    • No medical clearance required
    *******All Cigna plans administered through HearPO
  6. Cigna-conEdison, Inc
    • 1 or 2 hearing aids once per lifetime up to $600
    • $600 deductible, no copay/coinsurance
    • No medical clearance required
  7. Cigna-State of Illinois
    • 1 or 2 hearing aids every 3 years up to $600 total
    • No deductible, no copay/coinsurance
    • Medical clearance required
  8. Cigna-MVP
    • 1 or 2 hearing aids every 3 years up to $600 total
    • No deductible, no copay/coinsurance
    • No medical clearance required
  9. Cigna-Pilkington
    • 1 or 2 hearing aids every 3 years up to $3000 total
    • No deductible, no copay/coinsurance
    • No medical clearance required
  10. Cigna-Honeywell
    • 1 or 2 hearing aids once per lifetime up to $5000 total
    • $500 deductible applies, 20% coinsurance applies
    • No medical clearance required
  11. Cigna-Textron Corporation
    • 1 or 2 hearing aids every 36 months up to no maximum
    • No deductible, no copay/coinsurance
    • No medical clearance required
Misc Plans American Hearing Benefits Plans(each plan varies but have hearing aids w/no out of pocket)
  1. Ford Retiree
  2. UMWA
  3. Consol-Healthscope
  4. Georgia Pacific
  5. NEI (National Elevator Industries
  6. Patriot Coal BCBS/UMR
  7. Shenango
  8. VEBA-HealthSmart
  1. Adventist Risk Management, Inc-SHARP
    • 1 or 2 hearing aids every year up to $4400 if benefits were not used the year before, otherwise benefits are up to $2200
    • No deductible, 20% coinsurance applies
    • No medical clearance required
  2. Chesterfield Resources-The Salvation Army
    • 1 or 2 hearing aids every 36 months up to $2000 per ear
    • No deductible, 20% coinsurance applies
    • Medical clearance is required
  3. Unicare-GIC
    • 1 or 2 hearing aids every 2 years up to $1700 (Pays 100% of 1st $500, 80% of remaining balance up to $1500)
    • $35 deductible applies, 20% coinsurance applies after 1st $500 is met & only up to $1500
    • Medical clearance is required
  4. Coventry-Rural Carrier Benefit Plan
    • 1 or 2 hearing aids every 60 months up to $1200 per ear
    • No deductible, no copay/coinsurance
    • No medical clearance is required